Cents with Caroline button
Cents with Caroline button

About

About Cents with Caroline

Coaching with us, is creating a partnership.
Money touches every part of life from impacting where you live, how you work, the choices you make, and the future you hope to build. For many young adults, it is also a source of stress, confusion, and pressure.

Cents with Caroline exists to change that.

Financial coaching through our programming creates a space rooted in clarity, encouragement, and practical habits; eliminating shame and creating openness around money. For many clients, this is the first open conversation they are having about money so we take things slowly and ensure confidence is built along the way.

Why This Matters:

  • 80% of personal finance is behavior
  • 78% of Americans live paycheck to paycheck
  • 42.5 million Americans carry student loan debt

About Your Coach

Hi, I’m Caroline!

I am a fundraiser by day and financial coach by night.

It brings me great joy to help young adults feel confident in their money journey and overall life journey.

My approach to coaching is practical, supportive, and grounded in real life experiences. Money is a tool; a tool to help us to build a life that we feel empowered by. We are gifted this tool and it is up to us to steward these resources. Learning to manage our finances can feel empowering and fun. I am on a mission to bring these positive feelings to others.

I know firsthand how overwhelming financial decisions can feel in early adulthood and how encouragement and simple steps of clarity can make a difference.

After becoming debt free myself, I became a certified financial coach because I felt what it was like to struggle and continued to see how many people were trying to figure things out alone. Coaching gives me the opportunity to walk alongside those who are struggling and give them hope and visible change as they build habits that create freedom, clarity, and long-term confidence.

Let’s build habits to live like nobody else now so one day we can live and give like no one else! Say hello to financial literacy.

About You

You’re in a season of growth and transition. Big decisions, new responsibilities, and questions about how to build a future that feels stable and impactful.

When we step into financial coaching together, this is a partnership. You are investing into a period that is going to change habits that will grow with you through the rest of your life.

Let’s see if financial coaching is right for you:

  • You are ready for a debt-free life
  • You have an awareness of where you are and where you want to be
  • You have goals. Maybe not written down, but they are stirring in your mind
  • You are ready for an accountability partner to help you reach your goals
  • You are unsure where to begin when it comes to aligning your finances with your dreams and goals
  • You are ready to take action and accountability for your personal finances
Get Started